BCBank, Inc. is the Community Bank for Your Personal Checking Needs

Your checking account is probably one of the most active accounts you manage. Your income, expenses, and daily routine rely on it, so it is important to rely on the bank that manages these accounts. At BCBank, Inc., we have been handling all the deposits, withdrawals, and other account services for banking customers in North-Central West Virginia for decades. We have the expertise and dedication necessary to provide you with a pleasant, satisfying banking experience. Whether you have just moved to the area, or have lived in our communities for years, BCBank, Inc. is the community bank for you.

At BCBank, you can have a free checking account, that also rewards you when using your debit card 10 times each cycle, enrolling in E-statements, and logging into your account at least once each month. Contact us today at (304) 457-3300 to find out more about our personal checking services.

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How to Open a Checking Account with BCBank, Inc.

Opening a checking account with BCBank, Inc. is quite simple. There are only a few things you must remember to bring with you when you visit us to open your checking account:

  • $50 minimum deposit
  • Current photo ID with a second form of identification, such as a birth certificate or Social Security card
  • Confirmation of physical address if different from the photo ID, such as a current utility bill or bank statement with current address

Stop by any BCBank, Inc. location to open a checking account. We are available to North-Central West Virginia.

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Free Cash Back Checking Accounts with Best Choice

If you love shopping, you will love it even more with Best Choice Cash Back Checking — free checking that pays 3.00% cash back on your debit card purchases.* You also get cash back in the form of refunds on your ATM fees, nationwide.* So no matter where you are, in West Virginia or elsewhere, every ATM is your ATM. Visit us today to open your free cash back account with Best Choice and enjoy these benefits:

  • Free checking that pays you back
  • No category restrictions on purchases
  • 3.00% cash back on up to $250.00 in purchases
  • Earn up to $8.00 cash back per month
  • Refunds on ATM fees from checking account, nationwide (up to $20 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online Banking & Bill Pay
  • Free Debit Card
  • Free Mobile Banking
  • Free eStatements
  • Free Telephone Banking
  • Unlimited check writing
  • $50 minimum deposit to open

*Cash back & ATM fees qualifications

  • Post & Clear at least 10 debit card purchases per monthly cycle (excluding ATM transactions)
  • Enroll & log into online banking at least on time each month
  • Enroll in & agree to receive electronic statements (E-statements) instead of paper statements

For more information, please contact your local Customer Service Representative

Please note that for mobile and telephone banking, standard data rates will apply. Speak with your mobile provider for more information.

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Free Checking Accounts with Best Choice Interest Checking

We offer many options when it comes to personal banking. We invite you to enjoy free checking account services, high interest, and refunds on your ATM fees – nationwide!* With Best Choice, BCBank offers a positive and rewarding way to bank that puts you first. The benefits include:

  • FREE checking that pays you high interest
  • 2.50% Annual Percentage Yield (APY)** on balances up to $15,001
  • 1.00% APY on balances greater than $15,001
  • 0.01% APY* on all balances if qualifications are not met
  • Refunds on ATM fees from checking account, nationwide (up to $20 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online Banking & Bill Pay
  • Free Debit Card
  • Free Mobile Banking
  • Free E-Statements
  • Free Telephone Banking
  • Unlimited check writing
  • $50 minimum deposit to open

The statement cycle for BCBank’s Best Choice Checking is the 25th of each month.

*ATM fees qualifications

  • Post & Clear at least 10 debit card purchases per monthly cycle (excluding ATM transactions)
  • Enroll & log into online banking at least on time each month
  • Enroll in & agree to receive electronic statements (E-statements) instead of paper statements

For more information, please contact your local Customer Service Representative

Please note that the interest rate is subject to change for a variable rate account after the account is opened.
**The annual percentage yield is accurate as of 10/12/2022

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Interest Bearing Checking Accounts at BCBank

In today’s low interest rate environment, a BCBank Money Market account is a great option. Our Money Market account pays you interest on your money, while still allowing you to access it at any time without penalty. This account is offered to Consumer and Non-Consumers. Money Market and Interest Checking Accounts offer the following benefits:

  • Interest Earned Daily
  • Free Online Banking & Bill Pay
  • Free Mobile Banking*
  • Debit Card Available
  • Free BCBank ATM Access
  • Unlimited Deposits & Withdrawals
  • No Limit on Number of Transactions

*For qualification information, please contact your local Customer Service Representative