Affordable Loans from an Honest Community Bank

Whether you are looking to purchase a vehicle, ATV, or beginning home improvements, BCBank, Inc. offers personal loans for whatever you need. Personal loans are subject to credit approval. We make it our mission to provide our community with honest, reliable personal loan and other banking services to enhance their lives in north-central West Virginia. Contact us today at (304) 457-3300, or at any of our branch locations to find out more about our affordable loans.

Please note that personal mortgage lending is subject to credit approval.

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Finance Your Vehicle with a Personal Loan

Financing vehicles for drivers in north-central West Virginia is a service that BCBank, Inc. has been providing for years. As a trusted community bank, our borrowers rely on us to provide them with competitive rates for their vehicle loans, as well as personalized services. BCBank provides auto loans for new and used cars, and we offer flexible terms. We also provide a quick turn-around time, along with local decision-making, and competitive rates. We are always there for our customers, so when you need a new vehicle, or need to finance a car with a trustworthy lender, BCBank is the one to rely on.

What is an Auto Loan, & What Makes it Different?

An auto loan is a type of secured loan that is typically structured as an installment repayment plan, and is secured by the value of vehicle being purchased. Vehicle loans consist of two sections: the principal and the interest. The principal is the amount of money that is lent, and the interest is the rate at which the loan must be repaid. While the concept of a vehicle loan may be simple, the process may be a bit confusing and time-consuming. Fortunately, BCBank professionals are here to help! We handle the hassle for you, so all you need to do is reach out to one of our staff members in West Virginia and express your interest in an auto loan. You will have options before you know it!

car sales showroom and person holding car key in hands
BCBank, Inc. Vehicle Loan Approval Process

If you are interested in obtaining an auto loan from BCBank, there is a simple process to begin your application. We require:

  • a valid, government-issued photo ID (such as a driver’s license, or passport)
  • a current paystub or proof of income

Once a decision has been made regarding your application for a vehicle loan, your personal banker will provide you with options for the next step. Get in touch with us to start your loan application process, and get the car you want today!